Wendell Tomimbang
$475,0003 bd2 ba1,453 sqft$327 /sqft$3,683 /mo all-in ↓

14233 102ND AVENUE, LARGO, FL, 33774

Active1 days on marketListed Aug 10, 2026MLS #TB8537568

Single Family ResidenceYACHT CLUB ESTATES

About this home

14233 102ND AVENUE

Your Florida Lifestyle Starts Here! Welcome to Yacht Club Estates in Largo — where the Florida lifestyle is just minutes from your front door! If you're dreaming of trading cold winters for sunshine, Gulf breezes, beaches, and year-round outdoor living, this well-maintained 3-bedroom, 2-full-bath home offers an ideal opportunity to make that dream a reality. Located in a quiet, established neighborhood in unincorporated Pinellas County, this home combines the comfort of a traditional residential community with the convenience of being close to everything that makes Florida living so desirable. Gulf beaches, Walsingham Park, shopping, restaurants, entertainment, and everyday conveniences are all just a short drive away. Inside, you'll find a comfortable and functional layout filled with natural light. The flexible bonus room is an especially valuable feature for anyone relocating to Florida — use it as a home office, guest space, craft room, fitness area, or whatever fits your lifestyle. The possibilities are yours. Even better, many of the big-ticket improvements have already been taken care of, including a new HVAC system (2025), water heater (2021), and roof (2016). That means you can spend less time worrying about major home projects and more time enjoying your new Florida surroundings. Step outside and you'll find a low-maintenance fenced backyard complete with mature citrus trees, bringing a little extra Florida charm to everyday life. Imagine stepping outside to pick fresh seasonal fruit or relaxing in your own private outdoor space. Two backyard sheds provide additional storage for gardening tools, bicycles, kayaks, beach chairs, and all the gear that comes with enjoying the Florida lifestyle. And for buyers relocating from out of state, one feature provides especially valuable peace of mind: the property is located in a NON-FLOOD ZONE, so flood insurance is not required by a lender based on the property's flood-zone designation. Enjoy being close to the Gulf without having to live directly on the water or take on the added concerns that can come with a flood-zone property. The location is another major advantage. You'll be close enough to enjoy the area's beautiful Gulf beaches whenever the mood strikes, while still being conveniently positioned for shopping, dining, parks, medical services, and everyday necessities. It's the best of both worlds — a relaxed Florida neighborhood with easy access to the coastal lifestyle. Located in unincorporated Pinellas County, the property also offers flexible rental possibilities, making it worth considering for buyers looking for a primary residence, a Florida getaway, or an investment opportunity. Whether you're retiring to Florida, escaping the cold, looking for a second home, or simply ready for a more relaxed coastal lifestyle, this Yacht Club Estates home offers the location, updates, flexibility, and Florida charm you've been looking for. Come see how easy Florida living can be. Schedule your private tour today and start imagining yourself calling Largo home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,453

Sqft

0.17 ac

Lot size

2

Garage

1969

Year built

One

Levels

$327

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Range Hood
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryIn Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorGarden · Private Yard · Storage

Community & fees

Taxes (2025)$6,204/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,683 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$517
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,683/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$517
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$408KedgeAI estimate $482,294 · range $425K$560K$582K

vs edgeAI estimate

−1.5%

$/sqft vs Largo actives

$327 vs $237

Days on market

1 vs 52 typical

Where $327/sqft sits among the 400 Largo actives

99
85
73
59 · this home
51
33
$108–165$165–223$223–280$280–337$337–395$395+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 14233 102ND AVENUE

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $475,000 · 1 days on market since
1969Built · YACHT CLUB ESTATES

Reality check

What actually sold near 14233 102ND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14233 102ND AVENUE NSold · Jan ’26

$360,000

14233 102ND AVENUE N · same community

2 bd · 2 ba · 1,453 sqft · $248/sqft · 88 DOM

14025 YACHT CLUB BOULEVARDSold · Jul ’26

$550,000

14025 YACHT CLUB BOULEVARD · same community

3 bd · 2 ba · 1,464 sqft · $376/sqft · 22 DOM

14039 LEEWARD DRIVESold · Oct ’25

$442,200

14039 LEEWARD DRIVE · same community

2 bd · 2 ba · 1,440 sqft · $307/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Wendell Tomimbang

Your agent

Wendell Tomimbang

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14233 102ND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14233 102ND AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Wendell's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Wendell’s phone and CRM.

Straight answers

14233 102ND AVENUE FAQs

What would the monthly payment be for 14233 102ND AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,683/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14233 102ND AVENUE?+

The most recent tax bill on record (2025) was $6,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14233 102ND AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $475,000, this home is listed about 59% above the Largo median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14233 102ND AVENUE?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$475,000 runs 129% above the LARGO 33774 median — but at 1,453 sqft it's also 18% larger than the typical Largo listing.

02Fresh on the market

Only 1 day on market in a Largo market that averages 52 — if it fits, move quickly.

03Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Mark Baserap. MLS #TB8537568.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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