2217 TUSCANY TRACE UNIT 10, PALM HARBOR, FL, 34683
Active246 days on marketListed Dec 11, 2025MLS #TB8455511
About this home
2217 TUSCANY TRACE UNIT 10
Back on the market!!! Welcome to Tuscany at Innisbrook — where resort-style living meets everyday comfort. This beautifully updated condo stands out from every other option in the community, offering something truly rare: a private 2-car garage plus two driveway parking spaces and uninterrupted waterfront views that you simply won’t find in most units. Step inside and you’ll immediately notice the thoughtful upgrades—modern granite and quartz countertops, stainless steel appliances, R42" soft-close cabinetry, updated flooring, fresh interior paint, and a spacious in-unit laundry room with pantry. The kitchen is gorgeous and features a breakfast bar for easy entertaining. This unit features 2 AC units with a thermostat to control the first floor and a second one to control upstairs. The layout lives comfortably, with natural light pouring in and peaceful pond views right from your primary bedroom. But the real showstopper? Your screened-in patio sits just steps from a gorgeous pond and 2 fountains—your own private backdrop of sparkling water, breezy shade, and quiet moments with morning coffee or evening sunsets. It’s the kind of daily view that makes home feel like a getaway. Located inside the gates of Tuscany at Innisbrook, residents enjoy access to premium amenities that truly outshine anything else in Palm Harbor: a stunning clubhouse with a resort-style heated pool & spa, playground, entertainment spaces, billiards room, fitness center, computer/media areas, basketball and tennis courts, BBQ stations, and convenient car wash bays. And of course—living within the Innisbrook community means being surrounded by three championship golf courses, including the Copperhead course, home of the Valspar Championship where world-class professionals compete every year. It’s one of the most desirable locations Pinellas County has to offer, just minutes to beaches, restaurants, shopping, hospitals, and both Tampa and St. Pete/Clearwater airports. Water views. Rare 2-car garage. Updated interior. Unmatched amenities. Pet-friendly. This is the Tuscany unit buyers wait for.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
1,670
Sqft
19.99 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,583 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,583/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Palm Harbor rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Tuscany
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Tuscany is a short-term-rental community. See the full guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Wendell Tomimbang
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2217 TUSCANY TRACE UNIT 10 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2217 TUSCANY TRACE UNIT 10 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Wendell's phone and CRM.
Straight answers
2217 TUSCANY TRACE UNIT 10 FAQs
What would the monthly payment be for 2217 TUSCANY TRACE UNIT 10?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,583/mo — principal and interest, the actual property-tax bill, the $802/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2217 TUSCANY TRACE UNIT 10?+
The association fee works out to $802 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2217 TUSCANY TRACE UNIT 10?+
The most recent tax bill on record (2025) was $3,502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2217 TUSCANY TRACE UNIT 10 be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2217 TUSCANY TRACE UNIT 10?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $368,000, this home is listed about 3% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2217 TUSCANY TRACE UNIT 10?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM HARBOR 34683 market on paper
$368,000 is 6% below the PALM HARBOR 34683 median of $392,495, and at $220/sqft it sits under the Palm Harbor average of $271.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Know the monthly fee
The association fee is $802/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Time on market is leverage
246 days on market against a Palm Harbor median of 49 — sellers in this position are usually ready to negotiate.
Listing courtesy of COLDWELL BANKER REALTY · Jonathan Hernandez. MLS #TB8455511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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