3703 MOON DANCER PLACE, ST CLOUD, FL, 34772
Active0 days on marketListed Aug 6, 2026MLS #S5154771
About this home
3703 MOON DANCER PLACE
Welcome to this beautifully maintained 4-bedroom, 3-bathroom home situated on an oversized cul-de-sac lot in the desirable Esprit community. Offering a spacious split-bedroom floor plan, soaring ceilings, and over 2,100 square feet of living space, this home is designed for both comfortable everyday living and effortless entertaining. Step inside to find separate formal living and dining rooms that provide flexible space for hosting guests, working from home, or creating additional sitting areas. Toward the back of the home, the expansive family room features a cozy corner fireplace and opens seamlessly to the kitchen, creating the perfect gathering space for family and friends. The kitchen is equipped with granite countertops, stainless steel appliances, abundant cabinetry, a breakfast bar, pantry, and a separate dining area overlooking the backyard. Sliding glass doors lead to the screened lanai, extending your living space outdoors. The spacious primary suite offers a peaceful retreat with tray ceilings, private access to the lanai, dual walk-in closets, and an en-suite bathroom featuring dual vanities, a soaking tub, and a separate walk-in shower. Three additional bedrooms are thoughtfully positioned throughout the home, including one with convenient access to a full bathroom, making it ideal for guests or multi-generational living. Enjoy Florida living year-round from the screened lanai overlooking the oversized backyard, complete with a patio area perfect for outdoor dining, entertaining, or relaxing. The generous lot provides plenty of room for pets, play, or future outdoor enhancements while offering added privacy with no rear neighbors. Additional highlights include a 3-car garage, indoor laundry room, and a location just minutes from shopping, dining, schools, parks, and major roadways. Residents of Esprit also enjoy access to community amenities, including a pool, playground, and park. Whether you're looking for extra space to entertain, room to grow, or a home with a functional layout in a convenient St. Cloud location, this one checks all the boxes.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,190
Sqft
0.25 ac
Lot size
3
Garage
2006
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,935 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,935/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4%
$/sqft vs ESPRIT PH 1
$194 vs $201
Days on market
0 vs 42 typical
Where $194/sqft sits among the 6 homes for sale in ESPRIT PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Esprit, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,395/mo median
Live St Cloud rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Esprit
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Esprit is a short-term-rental community. See the full guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $392K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
2 of 6
ESPRIT PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3703 MOON DANCER PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$418,000
3703 MOON DANCER PLACE · same community
4 bd · 3 ba · 2,190 sqft · $191/sqft · 26 DOM
Sold · May ’26$360,000
3819 SPIRITED CIRCLE · same community
4 bd · 2 ba · 1,859 sqft · $194/sqft · 30 DOM
Sold · Dec ’25$408,500
3681 DAYDREAM PLACE · same community
4 bd · 2 ba · 1,841 sqft · $222/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Wendell Tomimbang
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3703 MOON DANCER PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3703 MOON DANCER PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Wendell's phone and CRM.
Straight answers
3703 MOON DANCER PLACE FAQs
What would the monthly payment be for 3703 MOON DANCER PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,935/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3703 MOON DANCER PLACE?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3703 MOON DANCER PLACE?+
The most recent tax bill on record (2025) was $4. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3703 MOON DANCER PLACE be rented short-term?+
Yes — this home sits inside Esprit, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3703 MOON DANCER PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $425,000, this home is listed about 1% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3703 MOON DANCER PLACE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 12% above the ST CLOUD 34772 median.
02Zoned for nightly rentals
Esprit is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Listed today in a St Cloud market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5154771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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