
12 SABAL DRIVE, PUNTA GORDA, FL, 33950
Active0 days on marketListed Aug 12, 2026MLS #C7529488
About this home
12 SABAL DRIVE
COMPLETELY RENOVATED, PGI WATERFRONT HOME **JUST 3 LOTS FROM CHARLOTTE HARBOR** W/IMMEDIATE SAILBOAT ACCESS & NEW METAL ROOF - Calling all boaters! This completely renovated, 3 bed/2.5 bath waterfront home in Punta Gorda Isles offers the rare combination of a beautiful, modern interior & an exceptional location just THREE LOTS FROM CHARLOTTE HARBOR. Open water is visible from the interior of the home, the backyard & dock. Boating access doesn't get much quicker—you could practically swim to the harbor! Keep your boat at the concrete dock & reach open water before your guests can take their seats. Property features 85 ft of seawall plus a NEW concrete dock w/water & electric hook-ups available dockside. Inside, the transformation is impressive. A fresh, contemporary color palette, NEW rectangular tile flooring, recessed lighting, custom closets & black-framed impact-resistant windows create a bright, modern feel throughout. The open layout features a spacious great room, dining area & separate family room, all designed to take advantage of the canal view. A wall of oversized windows & sliding glass door stretches along the back of the home, flooding the interior w/natural light while keeping the water view front & center. The family room boasts a sleek linear fireplace flanked by built-in display niches, adding a striking architectural focal point to the space. The showstopping gourmet kitchen is at the heart of the home w/quartz counters, two-tone cabinetry, stainless-steel appliances, geometric tile backsplash, brushed-gold fixtures/hardware & designer pendant lighting. An oversized island w/breakfast bar seating offers plenty of room for meal prep, casual dining & entertaining. The adjacent dining area is framed by oversized windows overlooking the canal, giving every meal a waterfront backdrop. The split bedroom floor plan provides privacy for owners & guests alike, w/the master suite separated from the two guest bedrooms. All three bedrooms & 2.5 baths carry the home's fresh, contemporary renovation throughout, creating a cohesive look from the main living areas to the private spaces. Custom closet systems maximize storage & organization while making efficient use of every inch. Whole-house hurricane protection adds peace of mind w/NEW impact-resistant windows (2025) & impact doors. Outside, a brick paver patio leads to the private spa overlooking the canal. It’s the perfect spot to relax at the end of a day spent boating on Charlotte Harbor. Beyond the backyard, 85 ft of seawall & the NEW concrete dock put your boat just steps from the back door. With NO BRIDGES & immediate sailboat access, some of the best fishing & boating in Southwest Florida starts right here. LOTS OF UPDATES including NEW A/C (2026), NEW impact-resistant windows (2025), NEW standing-seam metal roof (2023), NEW dock, renovated gourmet kitchen, updated baths, NEW flooring, fresh paint & custom closets. Other amenities include an attached two-car garage and in-ground sprinkler system. Located in Punta Gorda Isles, you're close to Fishermen's Village, Isles Yacht Club, historic downtown Punta Gorda, waterfront parks, restaurants, shopping & miles of sidewalks for walking and biking. For the boater who puts access at the top of the list but doesn't want to sacrifice a beautifully updated interior, this one checks the boxes. Make an appointment today & start living your Florida dream!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,234
Sqft
0.23 ac
Lot size
2
Garage
1972
Year built
One
Levels
$351
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,310 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,310/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Wendell Tomimbang
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12 SABAL DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 SABAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Wendell's phone and CRM.
Straight answers
12 SABAL DRIVE FAQs
What would the monthly payment be for 12 SABAL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,310/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12 SABAL DRIVE?+
The most recent tax bill on record (2025) was $7,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12 SABAL DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $785,000, this home is listed about 131% above the Punta Gorda median of $339,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12 SABAL DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$785,000 runs 191% above the PUNTA GORDA 33950 median — but at 2,234 sqft it's also 33% larger than the typical Punta Gorda listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Punta Gorda market that averages 62 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7529488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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