6450 31ST TERRACE N, ST PETERSBURG, FL, 33710
Active3 days on marketListed Aug 16, 2026MLS #A4703097
About this home
6450 31ST TERRACE N
Step into easy living with this spacious 4-bedroom, 2-bath home tucked into St. Petersburg’s sought-after Holiday Park neighborhood! Offering nearly 2,000 square feet of single-level living, this home delivers the space, flexibility and location buyers are looking for. The versatile floor plan provides plenty of room to entertain, work from home, host guests or simply spread out and relax. Solid block construction adds peace of mind, while the attached garage offers convenient parking and extra storage. Outside, the generous homesite is ready for backyard barbecues, gardening, pets, play or your vision of the perfect outdoor retreat. Best of all, you’re just minutes from shopping, dining, parks, Gulf beaches, the Tyrone area and all the energy of vibrant downtown St. Pete. Whether you're looking for a full-time residence, seasonal escape or a property you can personalize and make your own, this home is packed with potential. Great space, a convenient location and endless possibilities—come see why this Holiday Park opportunity deserves a spot at the top of your list!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,969
Sqft
0.18 ac
Lot size
2
Garage
1968
Year built
One
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,501/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs St Petersburg actives
$279 vs $344
Days on market
3 vs 58 typical
Where $279/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33710 — neighborhood snapshot
Population
35,113
Median age
46.1
Median income
$76,908
Median home value
$312,500
Avg household
2.32
Households w/ children
3,314
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6450 31ST TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$668,000
6300 31ST AVENUE N · same community
4 bd · 2 ba · 1,921 sqft · $348/sqft · 24 DOM
Sold · Sep ’25$699,000
6480 31ST AVENUE N · same community
3 bd · 2 ba · 1,742 sqft · $401/sqft · 6 DOM
Sold · Mar ’26$530,000
6641 12TH AVENUE N
3 bd · 2 ba · 1,950 sqft · $272/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Wendell Tomimbang
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6450 31ST TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6450 31ST TERRACE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Wendell's phone and CRM.
Straight answers
6450 31ST TERRACE N FAQs
What would the monthly payment be for 6450 31ST TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,501/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6450 31ST TERRACE N?+
The most recent tax bill on record (2025) was $10,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $549,000, this home is listed about 28% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6450 31ST TERRACE N?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,000 runs 44% above the ST PETERSBURG 33710 median — but at 1,969 sqft it's also 47% larger than the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a St Petersburg market that averages 58 — if it fits, move quickly.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PROFERE · Cory Rudnitski. MLS #A4703097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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