, BAL HARBOUR, FL, 33180
Active47 days on marketListed Jun 18, 2026MLS #A12039858
About this home
Studio in high floor at Harbour House. magnificent views, built in closets, new appliances. Five star amenities. Gym, Spa, Social Room, Spa, beach service, etc. Located in the heart of Bal Harbour, walking distance to Shops, restaurants, etc.
Facts & features
The home at a glance
0
Bedrooms
1
Bathrooms
481
Sqft
1
Garage
1964
Year built
$1,081
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,651 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,651/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs Harbour House
$1,081 vs $1,005
Days on market
47 vs 119 typical
Where $1,081/sqft sits among the 21 homes for sale in Harbour House
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bal Harbour
Get to know Bal Harbour. See the full Bal Harbour guide →
BAL HARBOUR 33180 — neighborhood snapshot
Population
32,745
Median age
45.9
Median income
$88,613
Median home value
$471,400
Avg household
2.36
Households w/ children
3,730
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bal Harbour market
$1.8M → $4.0M
Bal Harbour median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
2 of 21
Harbour House have cut their price
This home is listed 42% above the BAL HARBOUR 33180 median. See the full Bal Harbour market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$430,000
10275 Collins Ave # 1104, Bal Harbour FL 33154 · same community
0 bd · 1 ba · 481 sqft · $894/sqft · 38 DOM
Sold · Apr ’26$450,000
10275 Collins Ave # 605, Bal Harbour FL 33154 · same community
0 bd · 1 ba · 481 sqft · $936/sqft · 4 DOM
Sold · Dec ’25$440,000
10275 Collins Ave # 402, Bal Harbour FL 33154 · same community
0 bd · 1 ba · 481 sqft · $915/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Wendell Tomimbang
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Wendell's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,651/mo — principal and interest, the actual property-tax bill, the $714/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $714 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $5,829. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bal Harbour?+
At $520,000, this home is listed about 83% below the Bal Harbour median of $2,974,500. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Highland Oaks Middle School (middle), Aventura Waterways K-8 Center (elementary), Dr. Michael M. Krop Senior High (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$520,000 runs 42% above the BAL HARBOUR 33180 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $714/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of Trust International Rlty Inc. · Ezequiel Raimundez. MLS #A12039858.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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